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Auto Insurance in Tiffin, Ohio
An insurance deductible is the amount of money you pay out of pocket until your insurer steps in and assists you in paying for other costs incurred. That is no different from auto insurance deductibles. You simply pay an out-of-pocket cost related to an incident such as a collision or medical cost until you hit your deductible, and then your insurer will step in and help.
What To Know About Deductibles
Before getting auto insurance coverage, it is essential to know and understand the following general aspects related to policies and deductibles:
Not every type of car insurance uses a deductible.
The higher your car insurance deductible is, the lower your car insurance premium will be.
If you’re at fault in a collision, you can’t avoid paying your deductible.
Most drivers pay a deductible when they’re not at fault, but there are some exceptions.
For additional information related to potential auto insurance policies and deductibles, reach out to our agency today.
Selecting a Car Insurance Deductible
When deciding on the deductible you want to pay for your auto insurance policy, there are certain aspects to ponder beforehand. An essential point to consider might be how much you’d be willing or able to pay out-of-pocket for costs following an accident. Another item of note is that auto insurance deductibles are on a per-claim basis, which generally means financial assistance can vary following an accident. Paying more for your deductible might also decrease your premium costs, which is something to consider when weighing out your options.
Deductibles for Auto Insurance Coverage
Knowing what benefits of your auto insurance policy require a deductible might help you decide how much you want to pay for it. Deductibles for auto insurance coverage typically look like the following:
Collision Insurance: Deductible
Comprehensive Insurance: Deductible
Personal Injury Protection: Deductible
Uninsured Motorist Bodily Injury Coverage: No Deductible
Uninsured Motorist Property Damage Coverage: Deductible
Please remember that every policy and insurer is different, so your specific policy may vary from the above details.
When it comes to auto insurance policies and deductibles, CSI Insurance, LLC is here to help. Our agents are dedicated to helping the car owners of Tiffin, Ohio, learn more about policies to make the best decision on a deductible for their vehicles.
Contact us at 800-589-9740 to learn more about your options today.