Commercial auto insurance: If you use or own vehicles for your farm or its operations, you may need commercial auto insurance rather than personal auto insurance.

Crop insurance: Weather, fires and other hazards can damage crops. This coverage may pay a settlement to help you replace damaged items and lost income.

Equine insurance: Horses are often valuable for farm operations and their market value. Therefore, if you breed or raise horses, a single loss might be expensive. This coverage may insure your horses against death, injuries and other hazards.

Farm dwelling insurance: If you live on your farm, this policy can cover your home.

Farm equipment insurance: Should important assets like pumps, rakes, sprayers and other tools get damaged, this coverage can help pay for those items.

Farm liability insurance: Your operations might cause bodily injuries or property damage to various people, including your clients. This coverage may help you repay them for their losses.

Farm livestock insurance: A loss to your animals could mean a loss of profit. This coverage may help you recover the results.

Farm structures insurance: This coverage insures barns, grain silos and other property.

Tractor insurance: Standard equipment insurance often doesn’t cover tractors or other farm vehicles. You may need to purchase separate coverage to protect these items against damage or other losses.

Umbrella insurance: Standard liability insurance has limits. If you have a claim exceeding these limits, then umbrella liability coverage may help cover the remaining costs.

Workers compensation insurance: If you hire full- or part-time employees in your operation, you may need workers’ compensation. It can pay employees supplementary income if work-related injuries or illnesses force them from their jobs.