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3 Events That May Affect Your Life Insurance Policy

WEDNESDAY, FEBRUARY 9, 2022 As important as it may be, many people forget to review their life insurance each year. However, the consequences of failing to review your policy are severe. Without an annual review, you could be underinsured or your former spouse could still be your beneficiary. To avoid these problems, review your policy annually, and whenever any of the following events happen in your life. Getting Married Marriage is a life-changing event that warrants a review of your life insurance policy. Although death may not be a topic you want to talk about following your nuptials, it's a necessary conversation. The sooner you talk, the sooner you can make the changes to your life insurance. Like most people, you want to make sure that your family is financially secure in your absence, and one of the best ways to do that is with a life insurance policy.

Having or Adopting a Child A new addition to your family is a joyful event. As such, it's natural to want to give him or her the world, including preparing for their future. With that in mind, you must review your life insurance policy when you are expecting or adopting a child. Buying a Home After you've married and had a child, it's natural to want a home for you and your family. Purchasing a home is a big move in life. It's the largest investment most people make in their lives. Whether you are the sole breadwinner in your household or not, a reduction in household income due to loss can cripple the family. In some instances, surviving members lose their homes. You can protect your family from this reality by purchasing life insurance. With the right policy, your death benefit can pay off the remaining balance on your mortgage and allow your family to retain the home they've grown to love over the years. Commit to reviewing your life insurance policy each year so that you can continue to provide for your family if you are no longer around. Additionally, if you experience a life-changing event, contact us to set up an appointment for a policy review so we can make sure you have the insurance you need. Protect your family’s future. Call CSI Insurance LLC at (800) 589-9740 for more information on your life insurance options.

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